10 Mistakes That Can Hurt Your Personal Injury Claim
If you suffer a serious injury in San Antonio, you may be overwhelmed by medical bills, physical pain and emotional suffering. It is important, however, to learn as much as you can about the legal process if you wish to obtain fair financial compensation. Otherwise, you could make a common mistake that negatively impacts your claim.
Admitting Fault
It may be in your nature to immediately apologize for an accident while at the scene, such as apologizing to the other driver after a car accident. Saying you are sorry, however, can be construed as an admittance of guilt. Be polite, but do not apologize and do not admit fault for an accident. Doing so could automatically place liability – financial responsibility – with you, even before an investigation is finished.
Not Reporting Your Accident
Do not keep your accident or injuries to yourself. It is important to report the accident to an authority figure immediately so that it is documented on the official record. The authority you should contact will depend on the nature of the accident. After a
car crash in San Antonio, for example, you should call the police. After a
slip and fall accident, tell a store manager.
Forgetting to Collect Evidence
Although you may have a lot on your mind after suffering an injury, do your best to collect evidence before you leave the scene. Some evidence may not be available if you wait. If you were injured by a property defect, for example, the property owner may repair the hazard before you can return to take photographs. Collect evidence as soon as possible, even if this means asking for help from a friend, family member or personal injury attorney.
Delaying Medical Care
Always go to a doctor or hospital right away after any type of injury. Delaying medical care can allow an insurance company to argue that your injuries were not serious or did not happen the way you say they did. Delaying medical care or ignoring your doctor’s treatment recommendations could also have negative consequences on your health.
Posting on Social Media
Avoid posting anything on social media following an accident. An insurance company can use your social media activity as evidence against you, regardless of your privacy settings. Any photographs, location check-ins, status updates or comments made on other people’s pages could be twisted around and used against you later.
Waiting Too Long to Tell an Insurance Company
Most insurance companies have rules that require injured parties to file claims as soon as possible – typically within 72 hours of the accident. Do not wait too long to file an initial claim, as this could potentially bar you from financial recovery from the insurer.
Believing the Insurance Company Is on Your Side
When communicating with an agent or claims adjuster from an insurance company, do not make the mistake of thinking he or she is on your side. The insurance company will want to save as much money as possible by devaluing your claim. Do not agree to give the insurance company a recorded statement and do not sign anything until speaking to an attorney.
Settling Too Soon
It is normal to want to resolve your case as quickly as possible. Settling too early, however, could mean accepting less than you deserve for your serious injuries. Wait until you reach the point of maximum medical improvement to accept a settlement. Discuss the value of your claim with an attorney before settling, as well.
Missing Your Statute of Limitations
In Texas, a law called a statute of limitations places a deadline on your ability to file a personal injury lawsuit. If you miss this deadline, the courts will typically refuse to hear your case, meaning you cannot recover money damages. The statute of limitations in Texas is two years for most cases.
Failing to Seek Help From a Personal Injury Attorney
Do not attempt to handle a personal injury claim alone – especially if you suffered catastrophic or permanent injuries. Work with a
personal injury attorney in San Antonio for professional legal assistance with your case. A lawyer can help you with all the stages of a lawsuit for the best possible outcome.
